Last Updated: 12 Sept 2025

Welcome to Isharmaiko .These Terms & Conditions govern your use of our website and the purchase of our digital products (such as e-books, notes, ). By accessing our website or making a purchase, you agree to these Terms.

1. Use of Service

• Our website and products are meant only for personal and lawful use.

2. Digital Products

• All products sold on our website are digital only (delivered by email or instant download).

• No physical products will be shipped.

3. Payments

• Payments are processed securely via trusted third-party gateways (e.g., Instamojo ,Razorpay).

• You confirm that you are authorized to use the selected payment method.

4. Refund Policy

• Due to the digital nature of our products, we are not able to issue refund.

5. Intellectual Property

• All digital products sold by us remain the intellectual property of Isharmaiko.

• You receive a personal license to use them for learning or personal work.

• Reselling, sharing, or redistributing our files without permission is strictly prohibited.

6. Limitation of Liability

• We make every effort to ensure our digital products are accurate and useful.

7. Changes to Terms

• We may update these Terms occasionally. Continued use of our website after changes means you accept the updated Terms.

8. Contact Us

For any queries, support, or complaints, please contact us:
Isharmaiko6@protonmail.com